Savings & Retirement

Total well-being isn't just about today. It's also about tomorrow. Kraft offers valuable benefit plans to help you build financial security for your retirement years.

• Thrift 401(k) Plan When you invest in Kraft's Thrift 401(k) Plan¹ with before-tax dollars, your investment and earnings grow tax-free until you withdraw them. It's a smart way to save and invest for your future.

• Retirement (Pension) Plan If you are eligible and vested, Kraft's Retirement Plan² provides a steady monthly income when you retire.

• Financial Planning Total wellness means financial wellness, as well as physical wellness. That's why Kraft gives you ways to help you save money today and for the future.

• Retiree Medical and Life Insurance Kraft provides retiree medical and life insurance for employees hired or acquired before January 1, 2004.

• U.S. Savings Bond Program You may purchase savings bonds through payroll deductions.

1. The Thrift 401(k) Plan is not available to all Kraft employees, and the Matching Contribution varies by group. For more information, see the MyBenefits Online.
2. The Retirement Plan is currently available to eligible Kraft employees hired before January 1, 2009. For more information, see MyBenefits Online.

• Kraft retiree news on Medicare Part D
• MyBenefits Online
• retirement timeline

• My Thrift 401(k) Account
• Ameriprise Financial, Inc.
• Financial Engines
• NetBenefits

• Ameriprise Financial, Inc.Looking for a little advice? Take advantage of these financial planning benefits.

• Decision guide for investing in your Thrift 401(k) PlanThis guide helps you decide which investment option is right for you.

• Financial EnginesThis online advisory service can advise you on which funds may be best for your Thrift 401(k) Plan account.

• What to do when retiring

• What to do when saving money

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